Skip Navigation

Nationwide coverage with fast turnaround

Operated and Self-Drive Plant Hire

Trusted and respected industry specialists

Paving the way for Plant Asset Finance

At Rockthorn we are revolutionising Plant Asset Finance right across the UK. We believe that owning your Plant equipment shouldn’t be a financial mountain the size of Everest. Our selection of finance plans are built to support you and your business by helping release corporate capital and supply you with the best quality Plant Machinery out there. 

Our offer is not just limited to plant! Any asset from a jet ski, scaffolding, agricultural equipment, diggers to a Ferrari, anything with a serial number and is not fixed to one place (i.e. a building) we can finance. 

 Work with us and get the best, cost effective service that suits you. 

Orange digger posing gracefully ahead of a saturated sunset

Improve your business strategy with our Asset Finance packages

Want it? You got it. We can provide you with asset finance agreements on everything we offer and more! From Welfare Units to a Rolls Royce. You name it, we can sort it.

  • Mini Diggers
  • Excavators
  • Telescopic Handlers
  • Site Dumpers
  • Rollers
  • Welfare Units
  • Powered Access
  • Crushers
  • Screeners
  • Attachments

Hire Purchase

If owning your machinery is important to you then you’ll dig this. You pay a deposit upon purchase and set up payments over installments that make sense to your business ambitions. At the end of the term, your asset is for keeps.

The purchases can be deposit free! VAT only deposits are available which all registered businesses can then claim back. We can also offer VAT deferrals for a set period so payment isn’t due until you decide to claim back. At the end of the term a small ‘option to purchase fee’ is payable then the asset ownership flips to the borrower.

With smaller, monthly payments spread across an agreed period of time, Hire Purchase Keeps capital in the business for more business related funding. With an installment plan of this kind, you can harness your business potential and rid any stress of giant upfront costs.

And, if you’re savvy with your books, you can offset any hire purchase interest against pre-tax income. You can thank us later.

Finance Lease

The main bonus with this option is that you don’t have to pay VAT on assets as a whole. You pay the VAT on the monthly instalments instead, hence amounting to more digestible, bitesize chunks over a longer period of time. This method of borrowing will eliminate paying a large VAT cost along with a deposit at the beginning of your asset finance agreement.

By freeing up your cash, you’ll free yourself from stress. We understand that, now more than ever in the face of recent events, businesses want to prioritise cash flow. We could dig you out of trouble.

As you can see by the name, this method implies that you give the products back at the end of the agreed lease term. When the lease is up however, you do have some flexibility. We’ll never leave you between a rock and a hard place. You can simply return it if you’re done, sell the asset in partnership with us, or re-enter another rental contract.


PCP (Personal Contract Purchase) is also known as Balloon Payments, which you guessed it, is exactly as it sounds. This type of asset finance describes the lump sum you pay at the end of your term of agreement in exchange for lower monthly payments. You scratch our back(loader), we’ll scratch yours.

Balloon Payments can be integrated into the other types of asset finance too. We want to make your life easier. If lowering your monthly costs is beneficial to your business, we can discuss implementing a Balloon Payment into a Finance Lease or a Hire Purchase agreement.
Upfront payments are not always necessary but are gauged against Guaranteed Future Value (GFV) of the asset. This is very popular against high value assets or those clients with smaller monthly budgets. Sports cars are a prime example of this, making them more accessible on tighter budgets. Basically, at the end of the term, you can either pay back the balloon figure or hand the asset back. We’re easy.

Wherever you are in the UK, we can support your project

For over 20 years we have been experts in the industry and are continuing to progress and inspire businesses big and small to modernise the way they operate. Our dedicated Account Manager will be available when you need them

Asset finance can seem daunting, especially when signing up to a lease agreement that will last a couple of years. But we are here to assure you this new way of strategizing your financial assets is a great way to minimise outgoings and lower stress levels.

You need it, we can sort it on an asset finance agreement. We are leading in the market for construction equipment hire and we are able to assist you no matter where you are in the UK. We can deliver countrywide and excel in customer service.

If you need any assistance with choosing the right option for you, our team of friendly advisers can assist you. If your plant machinery is coming to the end of it’s life and you’re faced with making the decision to replace it, Asset Finance might be an option for you.

Asset Finance; more flexible and digestible solutions to help keep cash in the kitty.

Rockthorn Limited (FRN 957469) is authorised and regulated by the financial conduct authority and is an appointed representative of Audeo FS Limited, Audeo FS Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number – 809508). Audeo FS Limited is a credit broker not a lender.

We are a totally independent credit broker not a lender, we have a wide range of providers, which we will introduce you to depending on your needs or circumstances. We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

For Businesses finance only, We are a credit broker not a lender. We can introduce you to carefully selected panel of lenders. Whichever lender you choose we may receive commission from them (either a fixed fee or a fixed % of the amount you borrow) and different lenders pay different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement.”

If you would like to know what the commission payable on your contract please ask your account manager or email Please read our Initial Disclosure document, complaint handling and privacy policy for more information